Luis Caicedo | Mortgage Consultant

Making Your Dream Home a Reality

Expert in finding the best financing solution for your future home

Luis Caicedo - Mortgage Consultant

About me

Hi! My name is Luis Caicedo, a Branch manager/Sr Loan Consultant with CrossCountry Mortgage. I graduated from the University of South Carolina with a Bachelor of Science in Business Administration, and minors in Economics and Finance. With over 10 years of experience in the mortgage industry, I specialize in helping families and individuals achieve their dream of homeownership. In the past 5 years, I have gained extensive knowledge in real estate investing and development, which has allowed me to guide and assist real estate investors in this lucrative market. Whether you're looking for your first home, refinancing your current mortgage, or investing in properties, my commitment is to provide you with personalized and professional service tailored to your unique needs.

My expertise lies in:

  • Real estate financing(Government loans, conventional, jumbo, hard money loans)
  • Real estate development consulting(Fix and flip, new construction, short term rentals, and land development)

Through close and honest guidance, I will walk you through every step of the mortgage financing process, from pre-approval to closing, ensuring you make informed and secure decisions. In my free time, I enjoy hiking, playing sports, catching an English Premier League game and traveling with my family.

Home PurchaseRefinancingFHA/VA/USDA

Exclusive Lender Partner

As a preferred lender for leading builders such as SK Builders, DRB Homes, Riz Communities , and Craftwell Homes, we offer exclusive seller and lender-paid incentives. These builders trust us to deliver on our commitment to secure funding for their projects. Through these partnerships, we are making homeownership more attainable in the communities we serve.

SK Builders Logo

SK Builders

Premium Home Construction

DRB Homes Logo

DRB Homes

Quality Home Building

Craftwell Homes Logo

Craftwell Homes

Innovative and sustainable home building.

Riz Communities Logo

Riz Communities

Developing modern, vibrant communities.

"Thanks to my exclusive partnerships, I can offer you the best financing conditions."

Luis Caicedo

Available Properties

Find your ideal home in our property selection

What I Offer

Loan Mortgage Consulting

My goal is to understand your financial goals and find the best mortgage options for your next real estate purchase. With partnerships with over 100 lending institutions, I am confident to get your loan funded. Graduated from the University of South Carolina with a Business management degree, minoring in Economics, coupled with more than 10 years working in financing services, I have a deep understanding of the loan products available in the market. Contact me today to get started!

Real Estate Development

As the co-founder of Sunrock Holdings LLC, a real estate development firm in Greenville, SC, I have gained extensive knowledge of the intricacies of real estate development. My partner and I have successfully renovated and exited more than 15 real estate transactions. We have also built several ground-up new construction projects and are currently in the process of rezoning a piece of land to develop a mini subdivision of 8 townhouses.

Benefits for You:

  • Expert Guidance: Leverage our deep understanding of real estate development to navigate complex projects with ease.
  • Proven Success: Benefit from our track record of successfully renovating, exiting, and building new construction projects.
  • Comprehensive Support: Whether you're starting a new project or need advice on existing real estate, we provide tailored solutions to meet your needs.

If you own real estate and are unsure where to start or need advice, we would love to help.

500+
Satisfied Clients
$100M+
in Processed Loans
10+
Years of Experience
98%
Approval Rate

Schedule Your Free Consultation

Take the first step towards your goals. Book a free 30-minute consultation with our team.

Flexible Schedule
30-Minute Session
Online Meeting

Ready to Buy a Home but Not Sure Which Loan is Right for You?

Whether you're a first-time buyer or seasoned homeowner, the loan you choose matters. Use this simple guide to compare your options—and if you're still unsure, I'm here to help.

Loan TypeConventionalFHAVAUSDA

Requirements

Down Payment: 3% - 20%

Credit Score: 620+

Insurance: Required if down payment < 20%

Down Payment: 3.5%

Credit Score: 580+

Insurance: Required (upfront + monthly)

Down Payment: 0%

Credit Score: Usually 620+

Insurance: None

Down Payment: 0%

Credit Score: 640+

Insurance: Lower fees than FHA

Benefits

  • Lower monthly payments with 20% down
  • Flexible terms and options
  • No upfront mortgage insurance fee
  • Lower down payment requirement
  • More flexible credit requirements
  • Allows gift funds for down payment
  • No down payment required
  • No monthly mortgage insurance
  • Competitive interest rates
  • No down payment required
  • Lower mortgage insurance fees
  • Reduced interest rates

Best For

  • Buyers with good credit
  • Those who can make larger down payments
  • Primary or secondary home purchases
  • First-time homebuyers
  • Buyers with lower credit scores
  • Those with limited savings
  • Veterans
  • Active duty military
  • Eligible surviving spouses
  • Rural and suburban homebuyers
  • Low to moderate-income buyers
  • Primary residence purchases

Want to learn more about home loans, tips for first-time buyers, and what to avoid during the mortgage process?

Visit the blog for expert tips and simple advice

What My Clients Say

"Communication was great all the way through. We appreciated the lowest possible interest rates as we approached our closing date. Very good experience all around."

Robert K B

Travelers Rest, SC

"The team at new American funding made this home buying process so simple and easy. They were there every step of the way to answer any and all questions I had. Would be happy to recommend anybody to them."

Carlisle B

Ware Shoals, SC

"Luis and his team have been always available to us and help us to understand the process with patience and professionalism. We are very tanksful for their support."

Jean M L

Simpsonville, SC